Kyc And Aml Policy

Objective

This policy is there to stop our financial services from being misused. To achieve that, we check each customer’s identity, stay alert to unusual or suspicious activity, and follow responsible lending practices throughout every step of the loan process.

Key Components

• Customer Identification: We confirm each customer’s identity and address details using valid KYC documents, such as Aadhaar, PAN, and other accepted proofs.
• Customer Due Check: We assess how risky a customer profile may be by looking at the borrower’s details, the loan amount, their location, and other relevant factors.
• Record Maintenance: KYC documents and transaction records are stored safely for as long as regulations require.
• Ongoing Monitoring: We keep reviewing transactions and customer activity so that anything unusual or suspicious gets noticed.
• Reporting: If a transaction looks suspicious, we report it to the relevant regulatory authority, as the law requires.

Employee Training & Internal Control

Our staff are trained regularly on KYC and AML compliance, verifying customers, preventing fraud, and handling customer data responsibly. We also carry out internal checks and audits to confirm that the policy is being followed.

Commitment

Right Rupee works only with genuine, verified borrowers. We stay committed to earning trust, being transparent, keeping data secure, and following every regulatory requirement in our lending services.