Shopping Loan

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Buy your desired product with an Online Shopping Loan

Have you already added some products to your cart, or have selected something to buy, but are waiting for your salary? Then an online shopping loan is there for you. Because it is not good to wait longer for your desired products, you can buy using a flexible loan with easy repayment options. However, you must be assured of your eligibility whether you are eligible or not for such an amount.

With the flexible loan application, easy approval, fast disbursal, and minimal documents, apply for your desired loan amount and get approval with ease. Although final approval is subject to eligibility criteria, you need to check your details before completing the application.

Right Rupee Shopping Loan
100% Online Process
Secure & Transparent

APR Calculator

Enter your loan details

All figures update instantly as you adjust the sliders.

₹50,000
₹10,000₹1,00,000
365 Days
1 Day365 Days
36% p.a.
15% p.a.36% p.a.
5%
5%10%
GST at 18% is applied on the processing fee only, as per government norms, and is already included in the calculation.
Your loan breakup
Interest Amount₹18,000
Processing Fee₹2,500
+ GST (18% on fee)₹450
Net Disbursed Amount₹47,050
Total Repayment₹68,000
Estimated APR
44.53%
Indicative estimate only. Actual interest rate, processing fee, APR and repayment amount are determined by our RBI-registered NBFC lending partner, Agaman Financial Services Limited, and will be disclosed in the Key Fact Statement (KFS) before you accept the loan. Final figures may vary based on your credit profile and lender assessment.
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How we calculate your APR

APR % = (18000 + 2500 + 450) / 47050 / (365/365) × 100 = 44.53%

Net Disbursed Amount is your loan amount minus the processing fee and GST deducted upfront. Unlike a simple interest rate, APR reflects the true annualised cost of your loan — including every fee — exactly as required under RBI's lending guidelines.

Overview

How is Right Rupee distinct for a shopping loan?

Right Rupee has been disbursing personal loans for multiple services with ease, without any collateral, and by maintaining transparency and flexible tenure as well.

No Collateral

It’s an unsecured loan therefore no collateral is required.

Multiple Usage

The approved and disbursed amount can be used freely.

Flexible Tenure

There is flexibility in the tenure for a shopping loan.

Beneficial Features

Some features that prompt you to borrow again and again

Getting a Shopping Loan Online through Right Rupee is beneficial because of its enormous features, especially its availability with minimal documentation, smooth and fast processing, instant disbursal, and affordable applicable charges on the loan.

Fast Approval

It’s smooth and fast because of online and digital processing from application to verification.

Easy Online Application

You can easily apply for a shopping loan online, which makes borrowing much easier.

Minimal Documentation

Using digital documentation, i.e, just using soft copies of documents, you can apply.

Transparent Charges

All applicable charges are transparent and disclosed clearly.

Flexible Repayment

You can choose flexible repayment options for easier repayment.

Online processing

With the complete online process, you can get a personal loan easily.

Eligibility

Before applying, check your eligibility

Multiple factors can affect your eligibility; therefore, check it before applying.

21 – 60 Yrs

Age

Salaried

Employment Type

₹50,000

Minimum Monthly Income

650+

CIBIL Score

Valid KYC

Aadhaar & PAN Required

Documents

While applying for the loan, be ready with all the required documents. Then complete the application process with ease.

Aadhaar Card

PAN Card

Salary Slips / Income Proof

Bank Statement

Passport Size Photo

Personal Loan In Our Different Cities

Right Rupee personal loan service is available in various cities of India for your financial assistance.

Rates & Charges

Minimum Loan Amount

₹10,000

Minimum Loan Amount

Maximum Loan Amount

₹1,00,000

Maximum Loan Amount

Repayment Tenure

3 to 12 Months

Repayment Tenure

Processing Fee

Up to 10%

Processing Fee

Prepayment Charges

NIL

Prepayment Charges

APR

15% to 34%

APR Annual Percentage Rate

Cheque Bounce Charges

₹1000

Cheque Bounce Charges

Transparent Charges

100%

Transparent Charges

Apply For Your Shopping Loan Online

Quick application · Transparent charges · Fast disbursal

Apply for Online Shopping Loan in simple Steps

1

Click Apply Now

Go to application form and fill in the details.

2

Enter Your Details

Enter all the required details as per the column.

3

Upload Documents

Upload the digital documents for verification.

4

Get Approved & Disbursal

After verification, your loan amount is disbursed.

Why Choose Right Rupee

Choosing Right Rupee for a shopping loan without a credit card can be helpful for the borrower because we provide the loan with transparent charges, data security and all. Some features that make us distinct are as follows.

Trust & Transparency

We implement complete transparency, where all applicable charges are explicitly revealed.

Data Security

At RightRupee, the customer’s data is kept secure, and we explicitly disclose it in our privacy policy.

Digital Support

There is full-time digital support that makes the loan process easy.

Satisfactory Experience

While borrowing, you will have a satisfactory experience because of all the features.