APR Calculator

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Enter your loan details

All figures update instantly as you adjust the sliders.

₹1,00,000
₹10,000₹1,00,000
12 Months
3 Months12 Months
27% p.a.
15% p.a.36% p.a.
10%
5%10%
GST at 18% is applied on the processing fee only, as per government norms, and is already included in the calculation.
Your loan breakup
Interest Amount₹0
Processing Fee₹0
+ GST (18% on fee)₹0
Net Disbursed Amount₹0
Total Repayment₹0
Estimated APR
0%
Indicative estimate only. Actual interest rate, processing fee, APR and repayment amount are determined by our RBI-registered NBFC lending partner, Right Rupee, and will be disclosed in the Key Fact Statement (KFS) before you accept the loan. Final figures may vary based on your credit profile and lender assessment.
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How we calculate your APR

APR % = (Interest + Processing Fee + GST) / Net Disbursed Amount / (Tenure ÷ 12) × 100

Net Disbursed Amount is your loan amount minus the processing fee and GST deducted upfront. Unlike a simple interest rate, APR reflects the true annualised cost of your loan — including every fee — exactly as required under RBI's lending guidelines.