Are you planning to repair, upgrade, or redesign your house? A home renovation loan from Right Rupee will help salaried individuals to fund their renovation plans without long waiting times. Whether you need a fresh coat of paint, new furniture, modern fittings, or a complete makeover, this renovation loan lets you use the money specifically the way you need.
Applying for a house renovation loan is easy through Right Rupee. The process is completely online, documentation is kept to a minimum, and the terms of the loan are simple and straightforward. While waiting to apply, you can see the renovation loan interest rate so you have an idea about the payment and EMI beforehand. Simply submit your basic details online, finish verification, and once your user profile has been approved, the amount will be directly deposited to your banking account.
All figures update instantly as you adjust the sliders.
Net Disbursed Amount is your loan amount minus the processing fee and GST deducted upfront. Unlike a simple interest rate, APR reflects the true annualised cost of your loan — including every fee — exactly as required under RBI's lending guidelines.
A Right Rupee Home Renovation Loan is a short-term, unsecured renovation loan made for salaried individuals who want to upgrade their home now and repay at their own schedule. You don't need to pledge any property, arrange a guarantor, or arrange time visiting a branch.
You don't have to put any asset or property to get it.
You can spend this money according to your needs, without restrictions.
Pick a repayment time that fits your budget and repay comfortably.
Our home renovation loan is built to save your time and keep the process simple from start to finish.
After you submit your online application, soon you will get confirmation of eligibility.
Apply from your phone or laptop in just a few minutes. No waiting in queues.
All you need is basic KYC and proof of income. Nothing extra nor complicated.
Every fee is mentioned upfront, so there are no hidden costs or surprises later.
Choose a tenure between 3 and 12 months that fits comfortably with the budget.
Bank-grade encryption keeps your personal details and documents fully protected.
Before you apply for a house renovation loan, take a quick look at the basic eligibility criteria below to see if you qualify.
Age
Employment Type
Minimum Monthly Income
CIBIL Score
Aadhaar & PAN Required
Keep these documents ready, and you can complete your entire application online in minutes.
Aadhaar Card
PAN Card
Salary Slips / Income Proof
Bank Statement
Passport Size Photo
Check the renovation loan interest rate and other applicable charges below.
Everything is shared clearly in advance, so there are no surprises later.
Minimum Loan Amount
Maximum Loan Amount
Repayment Tenure
Processing Fee
Prepayment Charges
APR Annual Percentage Rate
Cheque Bounce Charges
Transparent Charges
Apply Online in Minutes · No Hidden Charges · Quick Disbursal
Follow these easy steps to apply for your home renovation loan online.
Start your application from any device, at any time which suits you.
Fill in your basic personal, employment, and financial details.
Submit your KYC and income document right from your phone.
Review your loan offer, accept it, and receive the money quickly.
You will be informed about honest pricing and clear terms before offer acceptance.
The eligibility checks and disbursal of the loan will be quick, within minutes.
Our support team staff will be there to help you throughout your entire application process.
Bank-level security where data and documents are protected end-to-end.
