Yes! Right Rupee charges absolutely NIL prepayment fees. You can repay your loan partially or fully at any time before the tenure ends and save on interest.
Missing an EMI incurs late payment charges and may negatively impact your CIBIL score. A cheque bounce charge of ₹1,000 applies if the auto-debit fails. Please contact our support team immediately if you are unable to pay on time.
UPI and Net Banking payments reflect instantly in your loan account. Card payments may take up to 30 minutes. NEFT/RTGS transfers are updated within 1 working day.
Yes. An instant repayment confirmation is sent via SMS and email to your registered mobile number and email address. You can also download the receipt from this portal after payment.
Absolutely. You can choose to pay any amount above your EMI — this reduces your principal outstanding, which in turn reduces the total interest payable. There are no charges for this.
Your EMI due date is mentioned in your loan sanction letter and in the disbursement SMS. Payments made by 11:59 PM on the due date are considered on-time. A grace period policy may apply — please refer to your loan agreement for specifics.
Auto-debit (NACH mandate) is usually set up during loan processing. If you need to update or re-register your mandate, please contact our support team at support@rightrupee.in or call +91-99999-99999.