Personal Loan for Salaried Employees

Apply Now and Get a Personal Loan Up To ₹1 Lakh

100% digital process. Quick decision, subject to eligibility. All charges are stated upfront with no hidden fees.

Eligible applicants

Salaried Employees

Minimum salary required

Above ₹50000

Fast Processing

Subject to verification

Unsecured loan

No collateral required

Apply for Quick Personal Loan

Complete 4 quick steps — we'll assess your eligibility

1
Mobile Nos.
2
OTP Verify
2
Personal Info
3
Loan Details
4
Review & Submit

Enter Your Mobile Number

We'll use this to keep you updated on your application

Please enter a valid 10-digit mobile number.
Please select the checkbox to proceed.

OTP Verification

Enter the 4-digit OTP sent to your mobile number

Sent to: +91 XXXXXXXXXX
Resend OTP in 60s

Your Personal Details

Please enter a valid email address
Minimum ₹50,000 required
Enter valid 12-digit Aadhar
Enter valid PAN (ABCDE1234F)
Please select date of birth
Please select gender
Please select a state
Please select a city
Enter valid 6-digit pincode
Please select employment type
Self-employed users are not eligible

Loan Amount & Purpose

Please enter an amount between ₹10,000 and ₹1,00,000
Please select a purpose

Review Your Details

₹
₹

Application Submitted!

Thank you! Our team will review your application and contact you shortly.

TCE-XXXXXX

Rates & Charges

These are the basic rates and charges applicable to a personal loan applicable to salaried employees.

Minimum Loan Amount

₹10,000

Minimum Loan Amount

Maximum Loan Amount

₹1,00,000

Maximum Loan Amount

Repayment Tenure

3 to 12 Months

Repayment Tenure

Processing Fee

Up to 10%

Processing Fee

Prepayment Charges

NIL

Prepayment Charges

APR

15% to 34%

APR Annual Percentage Rate

Cheque Bounce Charges

₹1000

Cheque Bounce Charges

Transparent Charges

100%

Transparent Charges

Loan Sample Calculation

₹

₹1,00,000

Loan Amount

📅

12

Tenure (Months)

%

27% per annum

Interest Rate

📄

10% + GST (₹10,000)

Processing Fee

📊

34% per annum

APR, Effective

💸

₹90,000 (after fee deduction)

Amount Disbursed

⏰

₹9,135

Monthly EMI

🧾

₹15,620

Total Interest

🛡

₹1,15,620

Total Repayment Amount

⚠

DISCLAIMER: This is just for example. Your actual loan amount, interest rate, APR, processing fee, and EMI may be different and will depend on your credit profile and eligibility. All loans are subject to approval.

Eligibility Criteria

Personal Loan Eligibility and Documents Required

Our eligibility criteria are clear and simple. Take a quick look and see if you meet them.

📅

21 – 60

Age (in years)

💼

Salaried

Employment Type

⏱

650+

CIBIL Score Required

💳

₹50,000

Monthly Salary (min.)

📄

Keep these documents ready: Aadhaar card, PAN card, your last 3 months' salary slips, your last 6 months' bank statements, and a passport-size photograph. You can upload everything online.

🛡 100% Secure Quick Process Minimal Documentation
SIMPLE PROCESS

Apply for Your Loan in 4 Easy Steps

From application to disbursal, the entire process is 100% online and takes less than 24 hours, subject to approval.

01

Apply Now

Click Apply Now and start your application online from your phone or laptop

02

Enter Details and Upload Documents

Fill in your personal, employment, and income details, then upload your KYC and income documents.

03

Verification and Approval

We verify your details and documents and review your application. Once verified, your loan is approved.

04

Loan Disbursement

After approval, the loan amount may be sent to your bank account as expected.

WHY CHOOSE US

What Makes Right Rupee Unique Among Others

Fast, clear, and fully online. Right Rupee is built for salaried professionals who need money quickly without any hassle.

01
⏱

Quick Approval and Disbursal

Need money urgently? Our automated system approves eligible applications within hours and sends the amount straight to your bank account subject to approval.

✓ Same-day disbursal possible
02
🛡

RBI-Registered and Fully Secure

The right rupee is a product of AGAMAN FINANCIAL SERVICES LIMITED, a registered NBFC under the Reserve Bank of India. Your data is protected with bank-grade SSL encryption.

✓ RBI-compliant NBFC
03
📄

Minimal Documents, 100% Online

There are no branch visits and a lot of paperwork needed. Just upload your PAN, Aadhaar, salary slips, and bank statements digitally in a few minutes.

✓ Minimal paperwork